Loan Against Property

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What is a Loan Against Property?

A Loan Against Property (LAP) is a secured loan where you can borrow funds by keeping your residential, commercial, or industrial property as security. It helps you unlock the value of your property without selling it.

You can use this loan for business growth, working capital, education, medical emergencies, wedding expenses, or other personal needs. Since the loan is secured, it usually offers lower interest rates and longer repayment tenures compared to unsecured loans.

Benefits of Home Loan

  • Higher Loan Amount based on property value
  • Lower Interest Rates compared to personal loans
  • Long Repayment Tenure of up to 20 years
  • Flexible Usage for personal or business needs
  • Loan Available on Residential & Commercial Properties

Eligibility Criteria

You may be eligible if you meet the following conditions:
  • Salaried individuals, self-employed professionals, or business owners
  • Minimum age: 25 years
  • Maximum age at loan maturity: 60–65 years (as per lender norms)
  • Stable income and good credit history
  • Property with clear legal title and complete documentation

Documents Required for Loan Against Property For Salaried Applicants

  • Identity Proof (Aadhaar / PAN / Passport)
  • Address Proof
  • Latest Salary Slips (Last 3–6 months)
  • Bank Statement (Last 6 months)
  • Form 16 / Income Proof
  • Passport-size Photographs

For Self-Employed / Business Owners

  • PAN Card & Aadhaar Card
  • Address Proof
  • Income Tax Returns (Last 2–3 years)
  • Business Proof (GST / Trade License / Company Documents)
  • Bank Statement (Last 6–12 months)
  • Passport-size Photographs
  • Property Documents
  • Sale Agreement / Sale Deed
  • Approved Building Plan
  • Allotment Letter (if applicable)
  • Occupancy / Completion Certificate
  • Property Tax Receipts
  • Chain of Title Documents

Our Work Process

Putting You First at Every Step

01

Get Consultation

Share your financial requirement with our experts, and receive the most suitable loan options based on your profile and goals.

02

Complete Documentation

We assist you with paperwork, eligibility checks, and lender coordination to ensure a smooth and error-free application process.

03

Loan Approval & Disbursement

Once approved, your funds are processed quickly so you can achieve your personal or business objectives without delay.

Frequently Asked Questions

1. How much loan can I get?
Up to 40%–70% of the property’s market value, depending on eligibility.

2. Can the loan be used for personal purposes?
Yes, it can be used for both personal and business requirements.

3. Will I lose ownership of my property?
No. You remain the owner. The property is only mortgaged as security.

4. Is rental income considered for eligibility?
Yes, rental income may be considered by lenders.

5. How long does approval take?
Approval usually takes 5–10 working days, subject to documentation.

Why Choose Remarkable Advisors?

✔ Tie-ups with Leading Banks & NBFCs

✔ Competitive Interest Rates

✔ Quick Processing & Minimal Documentation

✔ Transparent Fees & Terms

✔ End-to-End Support till Loan Disbursement

Testimonials

Real Results. Real Trust.

Thousands of clients trust Remarkable Advisors for transparent guidance, fast approvals, and reliable financial solutions. Here’s what they say about their experience with us.

From consultation to disbursement, everything was handled perfectly. I felt confident and stress-free throughout the process.

Priya Mehta Entrepreneur

I needed urgent working capital for my business, and they arranged the right loan within days. Professional, transparent, and truly supportive service.

Subham Sharma Manager

Remarkable Advisors made my home loan process incredibly smooth. Their team guided me through every step and secured approval faster than I expected. Highly recommended!

Anushka Das Accounting

Fuel your business growth with the right financial support and expert guidance.

Connect with Remarkable Advisors today and let our experts guide you toward the most suitable financing option with speed, clarity, and complete transparency.

Remarkable Advisors is a trusted loan consultancy dedicated to helping individuals and businesses secure the right financial solutions with confidence.

Contact Us

Office Address :

Sector 2, Noida, Delhi NCR, 201301

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